No-Credit Check 60 Second Pre-approval*


Alpha Car Finance

  • Near New Cars
  • Low upfront payment
  • Fast Approvals
  • Bad Credit? - We Can Help

"Thanks Alpha, even though my credit history wasn’t perfect you still approved me on my Micra, I love it"

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Can't get car finance - now you can! From one of Australia's fastest growing Car Finance companies within the credit challenged market.

We offer Australians a new start when they find themselves re building their credit ratings and when the banks say no! If you need a quality used car & think you can't now you can!
Do you need a new car but are worried about your bad credit rating? Let Alpha car Finance take care of you!

We are based in QLD, VIC and NSW so call our friendly lease team now to join our Alpha family.

The Alpha group has helped over 100 000 Australians with a vehicle and are continuing to grow our business right across Australia. Our service is awesome as we understand the everyday financial pressures that our customers have experienced.

Alpha Car Finance has answered the call from many Australians who are feeling the financial pressure of everyday living. No matter what your history is:

Bad credit
New start up business
Low income
On Centrelink benefits or
A young family who have just moved to Australia

We want to help you to secure a quality car at an affordable rate.

Our upfront payments are low and start from $900.00. Car repayments start from $99 per week and include registration & insurance so, getting into a reliable car has never been easier. You even have the option to purchase the car at the end of your lease.

Once you’ve completed the online applications our friendly sales team will help you into the car that fits your budget and needs. We’re here to help you not only during the application process but throughout your entire lease!

Go to our vehicle page to find your new car or check out our specials page

You’re still interested? Apply NOW

Fast Money
Car Finance
Why Choose Us

Alpha Car Finance has a range of vehicles avaliable to suit every budget! Click on the a below vehicle for more information.

Range of Vehicles

Bad Credit History? No Worries

Buying a vehicle on loan or lease can be overwhelming especially if you have an impaired credit rating and no one will give you a chance. At Alpha Car Finance, every application is carefully considered and the lease approval process is quick and easy.

If you need to buy a car and you are trying to work out a simple and affordable approach, Alpha Car Finance has solutions for you. Your weekly, fortnightly or monthly lease payments will include registration and insurance with the option to add our servicing package for services and tyre replacement. With this package you will never need to worry about last minute car problems and let’s face it car problems always have the worst timing!

At the end of the lease contract, we may extend you the offer to own the vehicle which works out perfectly for customers who fall in love with their ride. Live in Brisbane, Sydney or Melbourne? No problems! Call one of our friendly lease team members now.

A Lease Package Just For You

At Alpha Car Finance, we focus on your current financial situation, not the past. All you need to do is have your upfront payment starting from $990 before you collect your car, it’s that easy. We accept pensioners, self-employed, customers that have recently relocated to Australia and even people with past credit-defaults.

We offer two packages for our customer’s option A includes servicing and tyres and option B is for customers who like to pay for it themselves. All leasing payments include your vehicle’s registration and insurance other than that it’s up to you to treat the car as you would your own.

Leasing with the option to own is a fantastic alternative for people who find it difficult because of past financial problems. So let our finance team help you start your new future in a new car. It’s different from a traditional loan but for those who struggle to get a loan it could be the perfect option.